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Baccarat is a very simple yet entertaining game to play. The goal of the game is to create a hand with a total value of 9. For that reason, the cards are valued slightly differently in this game. So, the cards from 2 through 9 have their face value, aces are valued at 1, and 10s and face cards are valued at 0. If the total value of your first two cards that you receive exceeds 9 then the second digit represents the hand value. Let’s say that you receive a 5 and a 9, which adds up to 14, then your hand value is 4.

In Baccarat you can place a bet on your hand, but at the same time you can bet on the banker’s hand and you can bet on a tie. Statistically speaking, the banker will win more hands in the long run, but this bet comes with a 5% commission. The tie bet is the riskiest, but the payout for this bet is 8:1, while in some casinos it is 9:1.

The game starts with placing bets, and once you do that the dealer will deal two cards to you and themselves. Since there are different variations of the game, there are slight differences in the rules. But here we will talk about the rules of Punto Banco, which is the most popular version of Baccarat played online. Once you master these rules you can easily go ahead and play any variation of the game.

The cards are dealt face-up, and the dealer calculates the total of each hand, and the dealer determines if a third card should be dealt with.

A player and the banker can’t receive more than 3 cards, and the hand that totals closest to 9 will win. If both the hands have the same total, the round ends in a tie and the tie bet wins.

If the player or the banker receives a hand with a total of 8 or 9, this is considered a ‘natural’ and the round ends here. But if no hand is dealt a natural then the game continues in the following order.

· When the player has a hand with a total value between 0 and 5, then they receive a third card.

· When the player has a hand with a total value between 6 and 7, then they don`t receive a third card.

The third card rules are determined for the Player’s hand first, and once the player is done, then the decision for the Banker’s hand is made. These rules are slightly more complicated and they depend on the player`s third card in most cases. The good thing here is that you don’t have to know the rules applying here. We have to say that this gives a slight edge to the Banker’s hand.

If the player doesn’t receive a third card then the same rules apply for the banker.

· When the player has a hand with a total value between 0 and 5, then they receive a third card.

· When the player has a hand with a total value between 6 and 7, then they don’t receive a third card.

If the player receives a third card, then the following rules apply for the banker.

· When the player`s third card is 2 or 3, the banker will draw a third card when they have a hand with a total value 0-4, and they will stand when they have a hand with a total value of 5-7.

· When the player`s third card is 4 or 5, the banker will draw a third card when they have a hand with a total value 0-5, and they will stand when they have a hand with a total value of 6-7.

· When the player`s third card is 6 or 7, the banker will draw a third card when they have a hand with a total value 0-6, and they will stand when they have a hand with a total value of 7.

· When the players third card is an 8, the banker will draw a third card when they have a hand with a total value 0-2, and they will stand when they have a hand with a total value of 3-7.· When the players third card an ace, a 9, a 10, or a face-card, the banker will draw a third card when they have a hand with a total value 0-3, and they will stand when they have a hand with a total value 4-7.